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insurance


6 dicționare găsite pentru insurance
Din dicționarul The Collaborative International Dictionary of English v.0.48 :

  Insurance \In*sur"ance\, n. [From Insure.]
     [1913 Webster]
     1. The act of insuring, or assuring, against loss or damage
        by a contingent event; a contract whereby, for a
        stipulated consideration, called premium, one party
        undertakes to indemnify or guarantee another against loss
        by certain specified risks. Cf. Assurance, n., 6.
        [1913 Webster]
  
     Note: The person who undertakes to pay in case of loss is
           termed the insurer; the danger against which he
           undertakes, the risk; the person protected, the
           insured; the sum which he pays for the protection, the
           premium; and the contract itself, when reduced to form,
           the policy. --Johnson's Cyc.
           [1913 Webster]
  
     2. The premium paid for insuring property or life.
        [1913 Webster]
  
     3. The sum for which life or property is insured.
        [1913 Webster]
  
     4. A guaranty, security, or pledge; assurance. [Obs.]
        [1913 Webster]
  
              The most acceptable insurance of the divine
              protection.                           --Mickle.
        [1913 Webster]
  
     5. Hence: Any means of assuring against loss; a precaution;
        as, we always use our seat belts as insurance against
        injury.
        [PJC]
  
     Accident insurance, insurance against pecuniary loss by
        reason of accident to the person.
  
     Endowment insurance or Endowment assurance, a combination
        of life insurance and investment such that if the person
        upon whose life a risk is taken dies before a certain
        specified time the insurance becomes due at once, and if
        he survives, it becomes due at the time specified. Also
        called whole life insurance.
  
     Fire insurance. See under Fire.
  
     Insurance broker, a broker or agent who effects insurance.
        
  
     Insurance company, a company or corporation whose business
        it is to insure against loss, damage, or death.
  
     Insurance policy, a certificate of insurance; the document
        containing the contract made by an insurance company with
        a person whose property or life is insured.
  
     Life insurance. See under Life.
        [1913 Webster]

Din dicționarul WordNet (r) 2.0 :

  insurance
       n 1: promise of reimbursement in the case of loss; paid to people
            or companies so concerned about hazards that they have
            made prepayments to an insurance company
       2: written contract or certificate of insurance; "you should
          have read the small print on your policy" [syn: policy,
          insurance policy]
       3: protection against future loss [syn: indemnity]

Din dicționarul Moby Thesaurus II by Grady Ward, 1.0 :

  73 Moby Thesaurus words for "insurance":
     accident insurance, actuary, annuity, assurance,
     aviation insurance, bail bond, bond, business life insurance,
     casualty insurance, certificate of insurance, court bond, cover,
     credit insurance, credit life insurance, deductible,
     endowment insurance, family maintenance policy, fidelity bond,
     fidelity insurance, flood insurance, forearming, forehandedness,
     foresight, foresightedness, forethought, forethoughtfulness,
     fraternal insurance, government insurance, guarantee, guaranty,
     health insurance, indemnification, indemnity,
     industrial life insurance, insurance agent, insurance broker,
     insurance company, insurance man, insurance policy, interinsurance,
     liability insurance, license bond, limited payment insurance,
     major medical insurance, malpractice insurance, marine insurance,
     measures, mutual company, ocean marine insurance, permit bond,
     policy, precaution, precautions, precautiousness,
     preventive measure, protection, providence, provision,
     robbery insurance, safeguard, security, social security, steps,
     steps and measures, stock company, stocks and bonds, surety,
     term insurance, theft insurance, tie, underwriter, warrant,
     warranty  
     
Din dicționarul Bouvier's Law Dictionary, Revised 6th Ed (1856) :

  INSURANCE, contracts. It is defined to be a contract of indemnity from loss 
  or damage arising upon an uncertain event. 1 Marsh. Ins. 104. It is more 
  fully defined to be a contract by which one of the parties, called the 
  insurer, binds himself to the other, called the insured, to pay him a sum of 
  money, or otherwise indemnify him in case of the happening of a fortuitous 
  event, provided for in a general or special manner in the contract, in 
  consideration of a premium which the latter pays, or binds himself to pay 
  him. Pardess. part 3, t. 8, n. 588; 1 Bouv. Inst. n. 1174. 
       2. The instrument by which the contract is made is denominated a 
  policy; the events or causes to be insured against, risks or perils; and the 
  thing insured, the subject or insurable interest. 
       3. Marine insurance relates to property and risks at sea; insurance of 
  property on shore against fire, is called fire insurance; and the various 
  contracts in such cases, are fire policies. Insurance of the lives of 
  individuals are called insurances on lives. Vide Double Insurance; Re-
  Insurance. 
  
  

Din dicționarul Bouvier's Law Dictionary, Revised 6th Ed (1856) :

  INSURANCE, MARINE, contracts. Marine insurance is a contract whereby one 
  party, for a stipulated premium, undertakes to indemnify the other against 
  certain perils or sea risks, to which his ship, freight, or cargo, or some 
  of them may be exposed, during a certain voyage, or a fixed period of time. 
  3 Kent, Com. 203; Boulay-Paty, Dr. Commercial, t. 10. 
       2. This contract is usually reduced to writing; the instrument is 
  called a policy of insurance. (q. v.) 
       3. All persons, whether natives, citizens, or aliens, may be insured, 
  with the exception of alien enemies. 
       4. The insurance may be of goods on a certain ship, or without naming 
  any, as upon goods on board any ship or ships. The subject insured must be 
  an insurable legal interest. 
       5. The contract requires the most perfect good faith; if the insured 
  make false representations to the insurer, in order to procure his insurance 
  upon better terms, it will avoid the contract, though the loss arose from a 
  cause unconnected with the misrepresentation, or the concealment happened 
  through mistake, neglect, or accident, without any fraudulent intention. 
  Vide Kent, Com. Lecture, 48; Marsh. Ins. c. 4; Pardessus, Dr. Com. part 4, 
  t. 5, n. 756, et seq.; Boulay-Paty, Dr. Com. t. 10. 
  
  

Din dicționarul THE DEVIL'S DICTIONARY ((C)1911 Released April 15 1993) :

  INSURANCE, n.  An ingenious modern game of chance in which the player
  is permitted to enjoy the comfortable conviction that he is beating
  the man who keeps the table.
  
      INSURANCE AGENT:  My dear sir, that is a fine house -- pray let me
          insure it.
      HOUSE OWNER:  With pleasure.  Please make the annual premium so
          low that by the time when, according to the tables of your
          actuary, it will probably be destroyed by fire I will have
          paid you considerably less than the face of the policy.
      INSURANCE AGENT:  O dear, no -- we could not afford to do that. 
          We must fix the premium so that you will have paid more.
      HOUSE OWNER:  How, then, can _I_ afford _that_?
      INSURANCE AGENT:  Why, your house may burn down at any time. 
          There was Smith's house, for example, which --
      HOUSE OWNER:  Spare me -- there were Brown's house, on the
          contrary, and Jones's house, and Robinson's house, which --
      INSURANCE AGENT:  Spare _me_!
      HOUSE OWNER:  Let us understand each other.  You want me to pay
          you money on the supposition that something will occur
          previously to the time set by yourself for its occurrence.  In
          other words, you expect me to bet that my house will not last
          so long as you say that it will probably last.
      INSURANCE AGENT:  But if your house burns without insurance it
          will be a total loss.
      HOUSE OWNER:  Beg your pardon -- by your own actuary's tables I
          shall probably have saved, when it burns, all the premiums I
          would otherwise have paid to you -- amounting to more than the
          face of the policy they would have bought.  But suppose it to
          burn, uninsured, before the time upon which your figures are
          based.  If I could not afford that, how could you if it were
          insured?
      INSURANCE AGENT:  O, we should make ourselves whole from our
          luckier ventures with other clients.  Virtually, they pay your
          loss.
      HOUSE OWNER:  And virtually, then, don't I help to pay their
          losses?  Are not their houses as likely as mine to burn before
          they have paid you as much as you must pay them?  The case
          stands this way:  you expect to take more money from your
          clients than you pay to them, do you not?
      INSURANCE AGENT:  Certainly; if we did not --
      HOUSE OWNER:  I would not trust you with my money.  Very well
          then.  If it is _certain_, with reference to the whole body of
          your clients, that they lose money on you it is _probable_,
          with reference to any one of them, that _he_ will.  It is
          these individual probabilities that make the aggregate
          certainty.
      INSURANCE AGENT:  I will not deny it -- but look at the figures in
          this pamph --
      HOUSE OWNER:  Heaven forbid!
      INSURANCE AGENT:  You spoke of saving the premiums which you would
          otherwise pay to me.  Will you not be more likely to squander
          them?  We offer you an incentive to thrift.
      HOUSE OWNER:  The willingness of A to take care of B's money is
          not peculiar to insurance, but as a charitable institution you
          command esteem.  Deign to accept its expression from a
          Deserving Object.
  
  

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